If you mean more for a “two seater” car, which meant in the days I was concerned about this, a car, and not a pickup truck, that just held two passengers. Like a Corvette, or Ferrari, etc, The answer was. Oh hell yes!
Certainly young drivers, especially performance seeking males had, and possibly may still have, a much higher serious accident rate than females or males driving sedans.
But that was 54 years ago when I was a 20 YO male driver.
But then 34 years ago my son’s first three cars were all very well used Fiat Spider convertibles that put quite a sparkle in his eye. (but I have memory no of how expensive his insurance was or whether ol’ dad had to help pay for it.)
A few years after that, my daughter’s first car was an old fuel injected Reknitted Cabriolet with canvas sunroof which delighted me in that gender rolls weren’t nearly so much just “boys and their toys” anymore.
And her second car was a Mazda RX7 convertible, a little less “very old.” And I seem to remember being a little wide eyed at her insurance premium which was almost as impressively high as was the RX7 cool.
She and I took a three day road trip up the California coast to her grandmother and then her uncle and then a drive through Topanga Canyon to Malibu and down the coast home.
Thanks very much for the ask to answer and to remember and write of some great times with my kids, 34 years ago.
World is full of randomness. However, humans hate randomness and bad surprises and prefer more of predictability.
Insurance companies are just companies that pool the money and make sure the right people get the money. They have two primary jobs: